Tony Chan, CFP®, EA
Where your financial goals meet your life goals | Fee-only | Fiduciary
Wealthtender Community Connect helps people discover the best financial advisors for their individual needs through their favorite blogs and podcasts.
Click Here to Learn More
Serving Clients Nationwide
Where your financial goals meet your life goals | Fee-only | Fiduciary
Areas of Focus
- Business Owners
- Cash Flow
- Estate Planning
- Getting out of Debt
- Insurance
- Investment Management
- Retirement Planning
- Tax-Efficient Planning
About Tony Chan, CFP®, EA
Hi, I'm Tony Chan, Registered Investment Advisor & Tax Specialist at Crossroads Planning.I was born in Hong Kong, China. Upon graduating from high school, I served six years in the Army Reserve as an Automated Logistical Specialist (92A). After receiving my acceptance letter from California State University of Fullerton's ROTC program, I moved to Orange County to further my education.
Upon graduating from California State University of Fullerton with a Bachelor's Degree in Finance and minoring in Military Science, and after receiving my commission from California State University of Fullerton Army ROTC, I decided to pursue my goal of becoming a Certified Financial Planner™ practitioner.
I have more than ten plus years of experience in financial planning and tax services. I have extensive knowledge in advising clients from various income levels on comprehensive retirement plans, portfolio analysis, tax planning, debt & risk management, and estate planning.
I have made contributions to articles in publications such as InvestmentNews and Capital Ideas. I am also a proud member of the Orange County Financial Planning Association, The National Association of Personal Financial Advisors, and the XY Planning Network. I was a nominee for the 2016 class of InvestmentNews 40 Under 40 and a nominee for the 2018 class of CPA Practice Advisor 40 Under 40.
Professional Designations
- CERTIFIED FINANCIAL PLANNER ®
- Enrolled Agent (EA)
Affiliations
- Financial Planning Association
- National Association of Personal Financial Advisors
- XY Planning Network
Primary Location
765 The City Dr. S. Suite 390, Orange, CA 92868
Meeting Options
- Video Conference
- In-Person
- Phone
Compensation Methods
- Annual Retainer
- Fee Only
- Flat Fee
- Hourly Rate
- Percentage of Assets Managed
What to expect in the first meeting
We offer a complimentary phone or in-person appointment to describe our services and see how we can best match your needs. I'm part of an energetic, flexible, and open-minded team ready to work hard for you. If you're interested in working with us, feel free to send us an email or schedule an appointment today. I look forward to speaking with you.Offers Investment Management
Yes
Offers Tax Preparation
Yes
About Crossroads Planning
At Crossroads Planning, our goal is to help you build a comprehensive financial strategy that gives you the flexibility to enjoy life now while preparing for the future.We're a fee-only Registered Investment Advisor based in Orange, California, offering financial planning, tax preparation, and wealth management services to individuals, families, and small business clients throughout Orange County and nationwide.
Our Philosophy
We believe that every decision we make may permanently alter our lives, and every choice brings us to an alternative path. At Crossroads Planning, it's our job to guide our clients toward the optimal financial path so they can focus on other aspects of their lives. We are independent fee-only financial and tax advisers who do not earn commissions, and our focus is on providing the best financial planning services available without the incentive to sell.
Our Services
We offer comprehensive, flat-fee Financial Planning, Tax Preparation, and Wealth Management services for clients at various income levels, including retirement plans, portfolio analysis, tax planning, debt and risk management, and estate planning. We meet with clients in-office or virtually, so you're never limited by location.
Transparent Pricing
We understand everyone has different needs when it comes to financial planning; We offer flexible payment plans that tailor to your needs. Compensation can be done hourly, by fixed plans, or monthly remittance.
Crossroads Planning, LLC is a Registered Investment Advisor in the State of California.
Education
Cal State Fullerton, College of Business and Economics, Bachelor of Business Administration (BBA), Military Science, Financial Planning and Services
Hobbies and Interests
- Family
SEC Lookup
View DisclosureWho We Serve
- Business Owners
- Corporate Executives
- Dual Income Family
- Entrepreneurs
- Families
- Gen X
- Gen Y / Millennials
- Intergenerational Families
- Living in Retirement
Wealthtender® is a trusted, independent financial directory and educational resource governed by our strict Editorial Policy, Integrity Standards, and Terms of Use. While we receive compensation from featured professionals (a natural conflict of interest), we always operate with integrity and transparency to earn your trust. Wealthtender is not a client of these providers. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success.
We Want Your Voice to be Heard
Wealthtender exists to help people discover trusted and authentic financial professionals and educators who may be a good fit based on their unique needs and circumstances.
Your honest reviews help people decide which financial professionals and educators may be best suited to their individual needs.
The majority of people trust reviews as much as personal recommendations, so what you write in your review should reflect your own opinion and experience.
Tips for Writing a Helpful Review
Be descriptive. Instead of just saying what you like or dislike, share why. What have you enjoyed most or least about your experience with the provider? Have they helped you overcome a difficult financial challenge or strengthened your knowledge about particular money matters? The more details, the better!
Be honest. Your rating and review should reflect your actual experience.
Stay relevant. Ensure your review is helpful to others by avoiding off-topic discussions or personal opinions not relevant to your direct experience.
Make your review easy to read. Reviews should be readable to others. Use proper grammar, avoid excessive capitalization or punctuation, and be sure to check your spelling.
Be yourself. Don’t post as, or pretend to be, someone else, and do not say you’re associated with a person or organization with which you are not.
Be nice. Don’t write abusive, hateful, threatening, or harassing content. Avoid personal threats, hate speech, obscenities, or inflammatory language.
Respect the privacy of others. Don’t post information that can be used to identify another individual or compromise their privacy.
Report abuse. Thank you for helping us ensure reviews on Wealthtender are helpful to everyone. If you suspect possible violations of our guidelines or believe a review is inappropriate, please email support@wealthtender.com with a link to the provider’s profile, indicating the review in question and the reason you believe it violates our guidelines.
Disclaimers
Wealthtender reserves the right to remove reviews that violate its guidelines and/or regulations issued by the Federal Trade Commission, Securities and Exchange Commission, FINRA, and other regulatory agencies. Further, financial advisors are subject to individual firm policies and rules prescribed by federal and state regulators that may result in reviews being removed, not published, or potentially modified upon the documented request submitted by an advisor, compliance officer, or other firm professional to maintain compliance with federal and state regulations.
If you submit a review on Wealthtender, the Federal Trade Commission has issued guidance to ensure you always maintain the right and ability to request reviews be removed from any online review website, including Wealthtender. To request the removal of a review you submitted on Wealthtender, please send an email to support@wealthtender.com using the same email address you utilized when submitting the review. Please include in your email a link to the profile on Wealthtender where your review is published.
In addition to your review being published on Wealthtender, you acknowledge your review may also be published by your financial advisor on their website, social media accounts, and/or profile pages on other directory websites.
The reviews posted on Wealthtender are individual and subjective opinions. The opinions expressed in reviews are those of the reviewer and not of Wealthtender, Inc. Wealthtender does not endorse any of the opinions expressed by reviewers.
Please refer to the Wealthtender terms of service and privacy policy for additional information.
If you have questions or if we can assist with anything at all, please contact us by email at support@wealthtender.com or call us at (512) 540 – 3811.
Thank you for visiting Wealthtender and giving us the opportunity to serve you.
© 2026 Wealthtender, Inc.
